Coastline Chrysler Dodge Jeep RAM Finance Center

Our finance team works with a wide network of banks, credit unions, and Stellantis Financial Services to find terms that fit your situation. Whether you're buying or leasing, new or pre-owned, you can start your application online and finish it with a person here in San Juan Capistrano.

Applications across the credit spectrum

Credit histories vary, and so do lenders. We submit applications to multiple lending sources so your file is reviewed by more than one underwriter. Strong credit, limited credit, or credit you're rebuilding — we'll tell you honestly what we're able to put together. All financing is subject to credit approval and to the terms offered by the lender.

First-time and limited credit history

If you haven't established credit yet, several of our lending partners run first-time buyer programs that weigh factors beyond credit score, such as length of employment and proof of income. A co-signer can also expand your options. Approval and terms depend on your individual profile and on lender criteria.

Already financing a vehicle?

If you have an existing auto loan, we can review your current terms alongside what our lending partners are offering today. Depending on your credit and the age of your loan, refinancing may change your rate, your term, or both. We'll walk you through the actual numbers before you commit to anything.

 

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Important financing information

All financing is subject to credit approval. Not all applicants will qualify. Rates, terms, and down payment requirements vary by lender and are based on creditworthiness, vehicle, loan amount, and term. Submitting an application does not constitute an offer or a commitment to lend. Advertised vehicle pricing is separate from financing terms; see individual vehicle listings for pricing details.

Any payment estimate shown on this site is for illustration only, does not include tax, title, license, dealer documentation charges, or optional products, and is not an offer of credit or a guarantee of financing terms. Your actual payment will be set by your signed retail installment sale contract or lease agreement.

Coastline Chrysler Dodge Jeep RAM does business in accordance with the Federal Equal Credit Opportunity Act. We do not discriminate against any applicant on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to contract), because all or part of the applicant's income derives from a public assistance program, or because the applicant has in good faith exercised a right under the Consumer Credit Protection Act.

Information you submit through our credit application is shared with lending sources for the purpose of obtaining financing and is handled as described in our Privacy Policy. California residents: see Your California Privacy Rights and Do Not Sell or Share My Personal Information.